Terms of Service – Digital Estate Planning Platform

1. Acceptance of Terms

By using our services, you agree to these Terms, our Privacy Policy, and any additional terms for specific features. If you do not agree, do not use the services.

2. Service Description

We provide: (a) digital asset inventory software; (b) secure credential vault; (c) death trigger verification system; (d) executor notification services; (e) digital forensics. Services are not a substitute for legal advice; we recommend consulting a licensed attorney.

3. User Obligations

You must: (i) provide accurate information; (ii) not share login credentials; (iii) comply with all applicable laws including CFAA; (iv) indemnify us against any claims arising from unauthorized access due to your negligence.

4. Fees & Payment

Subscription fees are billed annually upfront. Additional forensic services are billed hourly. All fees non-refundable except as required by law. Late payments incur 1.5% monthly interest.

5. Limitation of Liability

To the maximum extent permitted by law, our total liability is limited to the fees paid in the 12 months preceding the claim. We are not liable for: loss of cryptocurrency due to market volatility; assets we could not access despite reasonable efforts; third-party service changes.

6. Termination

Either party may terminate with 30 days’ notice. Upon termination, we will return your data in a common format (e.g., CSV) within 60 days, after which it is deleted.

7. Governing Law

These Terms are governed by the laws of the State of New York, USA. Disputes shall be resolved in the courts of New York County.